This is the time of year when many people start looking for a new home. The kids are out of school so now is a good time to move.? In the Myrtle Beach area, many retirees start looking in our area while the weather is good for traveling.? Before you dive into the process of looking for a Myrtle Beach home, you need to do some planning and calculating.? This is a huge investment that should not be taken lightly.? JP Real Estate Experts would like to offer some tips to assist you with the home buying decision.? Read each tip carefully to understand the best Myrtle Beach home buying strategies.
Myrtle Beach Home Buying Tips
After you have decided on a home and have a contract to buy, you will want to have a home inspection done.? This will help you avoid trouble later after closing when it is too late to have repairs done by the seller.? So often a home will look great on the outside only to find hidden problems ?under the cover.?? A home inspector can detect problems that need to be addressed before you go to closing.? In some instances the seller will pay for the inspection ? it never hurts to ask.
You should take the time to line up our financing before you start looking for a new home.? Are you a first time home buyer?? Be sure and mention this to your mortgage broker.? There are programs that are available only to home buyers for the first time.? Knowing what you can afford ahead of time will prevent you from wasting your time and the Myrtle Beach real estate agents time.? Be creative if you are struggling with financing.? There are ways to finance a home beyond the 30-year, 20% down mortgage.? Engage the services of a mortgage broker rather than a traditional bank.? Their job is to get creative and put you in your dream home.
What Is Important To You In A New Myrtle Beach Home?
Take the time to write down all of the things that are important to you in selecting your new home.? Engage your spouse and your children in the dream process.? Once you have a list of what everyone wants, divide the list into things that you ?can?t live without,? things that are ?nice to have,? and things on which you are flexible.? This process will keep you from being overwhelmed when you are searching for a new Myrtle Beach home or from being talked into a feature or extra that really isn?t that important.
What is really important to you when buying a new home?? Is the location or neighborhood important to you?? Do you want a house or is a condo a better fit for your lifestyle?? Do you need a yard and if so, does it need to be fenced in or open?? Here in Myrtle Beach, sun or Carolina rooms are very popular.? Is this something you have always dreamed of?? If so, should it be screened in or enclosed for year-around use?? Do you entertain and love having a big deck for your grill and a place for people to gather?
Take the time to look online at homes and in local home magazines.? You may want to cut out photos of what you like and put it in a binder with your list.? Then when you talk to your Myrtle Beach real estate agent they will have a clear picture of what is important to you.
You will increase the chances of getting the home of your dreams if you are pre-approved for a loan before you start the house hunting process.? This will help you to know exactly what you can afford and a seller is more likely to take an offer if they know that you are already pre-approved.? This is especially true if you are making an offer on a short sale that must be approved by the mortgage holder.
Always remember that when you are looking for a Myrtle Beach home you never need to settle for the first price you see on a property.? The time to negotiate is when you are making an offer on a home.? Ask for the seller to pay for the home inspection and other costs that may be involved in purchasing the home.? Your Myrtle Beach real estate agent can assist you with knowing what you can and should not ask for.
By having a clear idea of what is important to you and your family and a pre-approved loan, you are well on your way to having a new Myrtle Beach home before the sun sets on the summer.
JP Real Estate Experts are help to help you every step of the way.? Bring your dream plans to us and we will help make them a reality.
Jerry Pinkas Real Estate Team
854 Frontage Road West, Myrtle Beach, SC 29577
(843) 839-9870
?homeguidemyrtlebeach.com
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